variantBackgroundSize Car Insurance Cover for just the damage your car causes, plus loss or damage to the car itself. Save $50 on Comprehensive Save $20 on Third Party Property Damage WITH A FIRST YEAR ONLINE DISCOUNT More about First Year Online Discount in.aami.car.all /content/aami/car-insurance/car-reviews Get a quote /content/aami/modals/get-a-quote-product-carousel Retrieve existing quote /secure/car-retrieve-quote Skip the queue and do it online neutral Make a claim /content/aami/claim Add a driver /secure/login Update registration /secure/login Renew my policy /content/aami/pay-or-renew View / update policy /content/aami/update-policy Get documents /secure/online-services-docs-hub Cancel my policy /content/aami/update-policy?Cancellation=true id header target-scope-name hero /content/aami/fragments/di/banner https://www.canstar.com.au/car-insurance/ center full center We've won Canstar's 2026 Outstanding Value Car Insurance awards. center Lucky you’re with an award winner AAMI is proud to be recognised as Canstar’s Outstanding Value Car Insurance provider for Australia. Our commitment to delivering comprehensive coverage and competitive pricing has earned us National and state-based awards. id awards Explore our Car Insurance cover motor Best coverage Comprehensive Car Insurance Save $50 off WITH A FIRST YEAR ONLINE DISCOUNT More about first year online discount Covers accidental loss or damage to your car, as well as damage your car causes to other people’s vehicle and property. Get a quote /secure/comprehensive-car-insurance-get-a-quote Learn more /content/aami/car-insurance/comprehensive carAccident Economical Third Party Property Damage Car Insurance Save $20 off WITH A FIRST YEAR ONLINE DISCOUNT More about first year online discount Cover for damage your car causes to other people’s cars or property. Get a quote /secure/third-party-car-insurance-get-a-quote Learn more /content/aami/car-insurance/third-party-property soft ctp Looking for Compulsory Third Party (CTP) Insurance? /content/aami/ctp-insurance id explore Compare our Car Insurance covers Whether you need cover for damage your car causes to someone else’s car or property, or you want cover for accidental loss or damage to your car, we have covers for you to choose from. AAMI also offers Compulsory Third Party Insurance, if that’s what you’re looking for instead. comparison What we cover Comprehensive center Third Party Property Damage center Accidental loss or damage More information on Accidental loss or damage tick primary Covered center cross secondary Not covered center Damage to other people's property More information on Damage to other people's property tick primary Covered center tick primary Covered center Damage from fire or theft More information on Damage from fire or theft tick primary Covered center Unless upgrading to Fire Theft & Third Party Property Damage cross secondary Not covered center Damage by uninsured drivers More information on Damage by uninsured drivers tick primary Covered center Up to $5,000 warning center Hire car after theft up to 21 days More about Hire car after theft up to 21 days tick primary Covered center Unless upgrading to Fire Theft & Third Party Property Damage cross secondary Not covered center Hire car after not at fault incident More about Hire car after not at fault incident tick primary Covered center Limited warning center Cover for personal property in the car More about Cover for personal property in the car tick primary Covered center Unless upgrading to Fire Theft & Third Party Property Damage cross secondary Not covered center Third party damage cover for trailer and caravan cover More about Third party damage cover for trailer and caravan cover tick primary Covered center tick primary Covered center After claim expenses More about After claim expenses tick primary Covered center cross secondary Not covered center Transport cover More about Transport cover tick primary Covered center Limited warning center Towing and storage costs More about Towing and storage costs tick primary Covered center Limited warning center New car after total loss if it's less than two years old More about New car after total loss if it's less than two years old tick primary center cross secondary Not covered center Hire car after an event for unlimited days More about Hire car after an event for unlimited days Optional* primary center cross secondary Not covered center Windscreen and Window Glass Cover More about Windscreen and Window Glass Cover Optional* primary center cross secondary Not covered center AAMI Roadside Assist More about AAMI Roadside Assist Optional* primary center cross secondary Not covered center *Optional cover benefits are subject to the terms, conditions, limits, and exclusions of the insurance policy. You can’t add optional covers after an incident and have damage or loss covered for that same incident. Optional covers must be added to your policy before the incident you’re claiming for. This information is a summary only. For more info on what is and isn’t covered, including terms, limits, conditions and exclusions, read the relevant Product Disclosure Statement (PDS) . id compare center Other benefits vertical center AAMI Flexi-Premiums Excess® /content/aami/fragments/tabs/other-benefits/aami-flexi-premiums-excess AAMI Flexi-Premiums® Excess /content/aami/fragments/tabs/other-benefits/aami-flexi-premiums-excess-lower-premium 24/7 claims /content/aami/fragments/tabs/other-benefits/24-7-claims The AAMI App /content/aami/fragments/tabs/other-benefits/the-aami-app AAMI Lifetime Repair Guarantee /content/aami/fragments/tabs/other-benefits/lifetime-repair-guarantee id other-benefits neutral What's covered by Car Insurance? Car Insurance helps cover costs if your car is involved in an insured event. This includes costs you might be liable for. The type of cover you choose determines whether you’re insured for accidental loss or damage to your car and another person’s car or property - that’s Comprehensive Car Insurance - or just for another person’s car or property, with Third Party Property Damage . Get a Car Insurance quote today! id whats-covered Looking for something else? Compulsory Third Party (CTP) Insurance Cover for liability for injuries caused to other people in a motor accident involving your car. Explore CTP Insurance /content/aami/ctp-insurance Frequently asked questions Car Insurance block true suncorp:AAMI/products/motor/car/car-insurance id faqs Helpful Articles Explore AAMI’s articles on car insurance. Read all AAMI informed articles /content/aami/aami-informed Car insurance for P-platers and young drivers Before you drive into the sunset to celebrate getting your Ps, you might want to consider what level of car insurance cover you’ll need. Read more /content/aami/aami-informed/on-the-road/car-insurance-for-p-platers Car insurance renewal prices explained Learn why your car insurance renewal price changes and how to update your policy to stay suitably covered with AAMI. Read more /content/aami/aami-informed/on-the-road/car-insurance-renewal-prices-explained Drive less, pay less? It may be possible! Driving less lately? Learn how reducing the kms listed on your policy can help you save on your car insurance premium. Read more /content/aami/aami-informed/on-the-road/how-reducing-kms-can-help-you-save Understanding amount covered and market value Insurance jargon can be tricky to navigate. When you’re shopping for car insurance, there are two terms that can prove especially confusing. Read more /content/aami/aami-informed/on-the-road/amount-covered-vs-market-value id helpful-articles Find out what our Car Insurance customers think in.aami.car.all Read all Car Insurance reviews /content/aami/car-insurance/car-reviews