Trusted by fast-growing platforms across Europe Real stories from companies scaling through our seamless payments. Faster eco-investment infrastructure Partnering with ConnectPay transformed our entire financial infrastructure and unlocked growth opportunities we couldn’t achieve before. What impressed us most was how seamlessly the transition happened – over 15,000 users moved to individual IBAN accounts with 90% onboarding automatically in just seconds, all while maintaining complete front-end continuity. — Laimonas Noreika, CEO at InSoil Seamless embedded lending infrastructure Embedded lending services are all about user convenience. The whole idea is about creating opportunities for small and medium-sized merchants to access working capital through the platforms they already use in their business. Cooperation with ConnectPay is crucial in creating smooth processes and great customer experiences for both our partners and their business customers. — Audrius Griškevičius, CEO and Co-Founder at Softloans Scaling bond investments We are glad to have worked with ConnectPay on our platform as they did their best to tailor their existing solutions to suit our needs and technical requirements. Despite challenging communication and tight deadlines towards the end of the project, together we managed to create a seamless and easy payment solution for the majority of our clients, which was one of our main goals and we consider it a great success. — Indrė Dargytė, CEO at BeMyBond Who we help scale If you’re an online business or have an online presence, operate within the EEA or want to expand beyond, or are based outside the EEA and want to reach clients within it, we probably have the right embedded finance solution for you. Loyalty programs Your hood, our engine – a full white-label API solution All the benefits you deserve Enhance your customer experience Deliver a cohesive and engaging experience by: Integrating financial services directly into your platform Allowing your clients to manage payments and accounts within your branded ecosystem without interruption Open new revenue streams Boost your business’s profitability: Tap into new monetization opportunities such as transaction fees Gain control over additional revenue sources that perfectly align with your business objectives Choose scalability & flexibility As your business expands, we ensure continuous growth by: Offering fully customizable financial solutions that evolve with your platform Adapting our services to meet the changing needs of your B2B2B and B2B2C clients Providing seamless scalability to support your business at every stage of expansion EU regulatory standards We’re licensed and regulated by the Central Bank of Lithuania within the EU. We’re ISO certified to keep your data safe. ISO/IEC 27001 and ISO 22301:2019 are some of the world’s most robust data security certification schemes.

Enjoy peace of mind with our team always ready to support you & your funds accessible 24/7/365 Connect the embedded components you need Not sure what to pick? We’re here, ready to help you out Solid foundation: performance you can trust We are a part of Engaging with leading professional associations fosters dialogue and strengthens the ecosystem within our industry, shaping the future of our field through collaboration and innovation. Association Unicorns Lithuania mobilizes and encourages startups, including ConnectPay, and the public to build the future of Lithuania – a successful modern country based on a high value-added economy. ConnectPay is a member of Fintech Hub LT , an organisation uniting and supporting the licensed Fintechs in Lithuania, advocating for their interests, creating favourable conditions for their operations, development, and growth, promoting the highest risk management and compliance standards. The Center of Excellence in Anti-Money Laundering is the first public-private sector partnership in Europe, operating as a separate institution. By pooling the experience, knowledge, and competencies of law enforcement, supervisory, and other public authorities and private sector representatives, they are creating a safer financial system in Lithuania. European Compliance Professionals Association (ECPA) connects compliance professionals, fostering a strong and supportive community. From networking events and online forums to mentorship programs, they help build meaningful connections and stay ahead of the curve. Ukrainian-Lithuanian Chamber of Commerce, which ConnectPay is a member of, creates a platform for communication between entrepreneurs and investors, a study of new opportunities, exchange of ideas, experience, and best practices. Ukrainian-Lithuanian Chamber of Commerce help create thriving business ecosystems in both Lithuania and Ukraine by providing companies with the instruments and resources they need to succeed. Are you ready to scale your business with us? Still hesitant? Explore our Q&A What is embedded finance? Embedded finance is the experience of offering financial services directly within financial and non-financial platforms or aplications. It allows businesses to provide their clients with seamless access to financial products without leaving their ecosystem, enhancing user convenience and unlocking new revenue streams. How does embedded finance differ from traditional finance? Unlike traditional finance, which often requires customers to jump between different institutions, embedded finance provides a seamless experience by integrating financial services directly into familiar platforms and marketplaces. This makes it easy for users to access payments leading to greater satisfaction and loyalty. What are the key benefits of embedded finance? Embedded finance is revolutionizing customer experience and business operations by integrating financial services into existing platforms, providing key benefits that drive growth and enhance customer satisfaction. Open new revenue streams: integrating financial services allows businesses to generate additional income through transaction fees, interest, and value-added services. Competitive advantage: offering embedded finance differentiates businesses in the market, attracting more customers and increasing brand loyalty. Scalability: businesses can easily expand their service offerings and reach new markets without significant infrastructure investments. Enhanced user experience: customers enjoy seamless access to financial services within familiar platforms, simplifying transactions and improving overall satisfaction. How does embedded finance ensure data privacy and security? At ConnectPay, safeguarding transactions and ensuring data privacy is our core commitment when embedding financial services. We hold ISO 27001 and ISO 22301 certifications, ensuring top-tier information security and business continuity. Additionally, our secure software development framework ensures that APIs allow seamless integration while preventing unauthorized access. Our systems comply with GDPR and PSD2, implementing encryption, access controls, and continuous monitoring to protect personal and financial data. Regular audits, penetration testing, and data minimization, along with anonymization and strict retention policies, further protect customer information. How to integrate embedded finance? With our ready-to-use APIs, integration is quick and seamless: simply sign up for an account to gain API access, develop and test your application in the Stage environment, complete the demo test case for approval to go live. That’s all! You can explore our documentation anytime at your convenience.