T:0 is live: AI-native accounting for startups. Learn more Streamline sending payments abroad to suppliers and employees around the world, and access market-leading international FX rates no matter the transaction size. By continuing, you agree to receive Airwallex’s marketing communications. You may unsubscribe any time. See Privacy Policy Start saving on everyday business money transfers with Airwallex Where possible, payments are made using Airwallex’s local network to eliminate transaction fees and deliver your funds faster. The rate available at the time you book a FX conversion on the Airwallex platform may be different to the rate displayed above. We may charge a mark-up on the conversion plus transfer fees, for example to cover the cost of using the SWIFT network. For more information, please review our Terms and Conditions , Fee Schedule and Country Payout Guide . International money services for your growing business Securely pay out to 200+ countries Have payments received in as little as one business day with the full amount on delivery guaranteed. Access interbank exchange rates Enjoy access to market-leading rates no matter the transaction size and avoid hidden transaction fees. Work smarter, not harder Use batch transfers to send funds in one go to multiple recipients around the world, each with a specified amount. Simplify your bookkeeping Connect Airwallex to your favorite accounting software in just a few clicks to automatically reconcile transfers. Access our international money transfer network Airwallex offers you a wide array of local and global transfer options across 200+ countries to give you the flexibility to choose the fastest, most cost-effective method for your business. Explore our growing network of 200+ payout countries and regions View our payout network Explore our growing network of 200+ payout countries and regions View our payout network Batch Transfers Simplify your workflow with batch transfers No-code payouts to multiple parties in one go Streamline multiple payments to global suppliers and employees without ever having to write a single line of code. Flexibility to meet your specific needs Make batch transfers to up to 1,000 recipients across countries, currencies, and transfer methods. Intuitive and dynamic templates to guide you Simply download and complete the template that best meets your requirements, upload it to Airwallex, and book your transfer. Approval Workflows Manage your operational risks Multi-layered approval workflows Customize approval workflows for your business based on specific transfer amounts. User permissions Set individual permissions for employees and third parties, including ‘view only’ access. Verify each transfer with multi-factor authentication for added security and peace of mind. "Airwallex will save us $150,000 to $180,000 annually in hidden FX markups compared to traditional banking service providers. They are banking and foreign currency simplified. With Airwallex, we have one website where we can do everything it took three people to do before.”

Vice President, HJS Packaging and Distribution "Airwallex saves us about $70,000 annually just in lower bank transfer fees. They are helping us build a stronger financial foundation for a growing global company. Airwallex's platform offers speed and transparency at a lower cost. We always know where our money is going and when it will get there with Airwallex." Hari Polavarapu CEO, Taxila Stone “Airwallex has been a game changer for us. I cannot recommend these guys enough. The forex services are super efficient and super competitive. The customer service is not gold-plated, it's solid gold. One of the best eCommerce services for merchants we have come across since PayPal hit the scene 20 years ago." CEO, Cosmetics Now – eCommerce "Airwallex has made it possible for us to grow quickly across global markets while controlling our FX and transfer fee costs. Clocky wants to expand its product offering beyond alarm clocks and increase revenue per channel. Airwallex will be a big part of achieving those goals." Automate money transfers with our Platform API Businesses rely on our API to handle their most complex requirements. Programmatically make high-volume global transfers, access interbank FX rates, intelligently manage currency risk, and more. Global Accounts Bank like a local with Global Accounts Airwallex makes collection of your global payments seamless, secure, and cost-effective. With our Global Accounts, you can open domestic and foreign currency accounts in just minutes and receive payments from global customers in their preferred currency. Say goodbye to costly conversion fees. Featured resources about money transfer The guide to avoiding foreign transaction fees Learn how foreign transaction fees are charged, the typical rates, and tips to avoid them with fee. Compare international money transfer services Compare the best international money transfer apps and services and find the right one for you. Best cross-border payment services and solutions Find the best cross-border payment services to scale your transactions. Frequently asked questions about international money transfer services What is an international money transfer? An international money transfer, or cross-border payment, is an electronic transaction where funds are sent from one payer in one country to a recipient in a different country. These transfers are typically facilitated by banks through payment networks like SWIFT, while Airwallex utilizes local payment networks for faster and more cost-effective money transfers. What is the fastest way to transfer money internationally? One of the fastest methods to transfer money internationally is using a fintech solution like Airwallex, which utilizes local payment rails and digital wallets to settle funds in just hours. Traditional payments through the SWIFT network can take multiple days. How many countries do we support for our money transfer service? Airwallex supports payouts to over 200 countries and regions globally. Airwallex’s network also allows you to send funds via local payment rails in over 120 countries, providing a faster and more cost-effective alternative to sending funds via the SWIFT network. What are the fees for transferring money internationally? International money transfers incur fees of $15 to $25 if sent via the SWIFT network, while Airwallex transfers through local payment networks are typically free of charge. How long does a money transfer take? A money transfer can take anywhere from seconds to multiple days to arrive, depending on the payment solution you choose. 90%+ of Airwallex transfers typically arrive the same day, and many arrive instantly, while the traditional SWIFT network often takes 1 to 5 business days to arrive. What are the requirements for opening a business account? There are a number of requirements for a business bank account, including an Employer Identification Number (EIN) or social security number if you’re a sole proprietor, proof of business formation like Articles of Incorporation, as well as a license or other government ID. How does Airwallex keep my funds safe? Airwallex meets the highest international security standards including PCI DSS, SOC1, and SOC2 compliance, in addition to our local regulatory requirements. We hold your money with leading global financial institutions. Your funds are always safeguarded in line with the local regulations where Airwallex operates. For more information on how we keep your funds safe, click here . Apply for your Airwallex business account in minutes No monthly fee, no setup fee, and no minimum balance requirements on the free Explore plan.