Let us manage the complexities of payments, compliance, and multi-currency treasury so you can focus on building your core product. Our payment solutions for platforms are designed to bridge the gap between your users and the global financial ecosystem. Payments for platforms tailored to your business model We ensure that transaction flows remain seamless between you, your merchants, and their end-clients. By utilizing a dedicated payments for platforms infrastructure, you can facilitate complex B2B2B or B2B2C money movements without the traditional banking friction. Accounts that suit your needs Business and personal accounts Segregated accounts Unlock new possibilities with embedded payments for platforms New revenue streams Integrate payments, accounts, and financial tools to boost your bottom line Enhanced retention Provide seamless financial experiences that keep customers coming back Operational efficiency Simplify compliance, automate workflows, and reduce operational complexity Scale globally with multiple currencies and a smooth API integration Compliance and onboarding managed for you Onboard customers with the peace of mind that every user meets strict regulatory requirements. Our built-in compliance and KYC modules cover: Automated onboarding: Remote verification that can be completed in seconds. Ongoing due diligence: Constant monitoring to ensure continued adherence to global standards. AML and monitoring: Real-time transaction screening and PEP/sanction checks. Regulatory reporting: We handle all necessary reporting to financial authorities on your behalf. Send payments globally One payment solution for all your needs: pay salaries, invoices, refund clients, & analyse detailed accounting statements. Instant Euro-zone transfers Send & receive payments momentarily in EUR with direct SEPA / SEPA Instant transfers. Cross-border transfers Send & receive funds all over the world with cross-border payments in multiple currencies: AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, JPY, NOK, PLN, RON, SEK, SGD, and USD. We work with trusted partners and use a unique algorithm to channel your SWIFT payments using the fastest route possible. Real Time Status Get your verticals run faster – keep track of all of your payments in real time. Save time while sending payments Cut costs and save time utilising multiple ways to send funds with us – single payments, bulk payments or via APIs. It’s the kind of card you’ve been looking for We’re not joking, we mean it: from the usual business and personal cards to white-labeled ones with extra functionalities. Just tell what you need. Cards that match your brand Get VISA Debit card for business Issue debit cards to your individual cards Pay in-store and online all over the world Accept payments your way Accept payments from your merchants smoothly with our solution available via multiple integration options. Payment Initiation Service Stories of our customers B2B2B solution for Softloans Softloans, an embedded lending technology company for businesses, uses embedded finance solution for B2B2B payments. With automated onboarding and instant payment processing, they can now focus on scaling their business worldwide. B2B2C solution for BeMyBond BeMyBond, an investment in bonds platform, uses ConnectPay embedded finance solution for flexible B2B2C payment flows. With smoothly onboarded customers in 8 seconds and 20 data points for tailored offers, they’re now poised to scale, demonstrating their commitment to seamless financial solutions. Unlock the potential of invisible finance Choose embedded finance with built-in compliance solution modules based on your business needs Issue IBANs with LT prefix Enable business, personal and segregated accounts for smooth transactions. Execute payments Initiate and complete financial transactions securely and efficiently. Execute currency exchange Perform foreign exchange transactions for 80+ currencies. Issue and manage VISA cards Business, personal, white-label and virtual VISA debit cards . Handle inter-bank queries Manage and resolve inquiries between different banks or financial institutions. Top-up accounts Conveniently add funds to user accounts for seamless transactions.

Fees collection Collect and process various fees associated with transactions or services. Refund end-users Process and issue refunds to individual users or customers. Inter-ledger transfers Facilitate transfers between different ledgers or your own ecosystem. KYC / Onboarding Conducting KYC checks and streamlining customer onboarding processes. AML / CTF monitoring Monitoring and detecting AML and CTF activities. Reporting to authorities Submitting regulatory reports and compliance data to relevant authorities. A world of possibilities for your platform Imagine a platform where borders disappear—where users transact in any currency and manage funds effortlessly with digital wallets. Embedded finance makes this vision a reality, integrating seamlessly into your interface through a single API. Scaling to new markets becomes second nature, unlocking endless opportunities for growth and innovation. Flexible integration via single set of API Each use-case is different, that’s why we have built our APIs in a way that can be tailored to your business model. As long as it entails opening an IBAN account for a client and making payments, we got you covered. Ready to scale your platform? We’ve got an active clientele that trusts us with their funds Yearly Payment Turnover Processed transactions in 2024 Client funds held by ConnectPay You may also find interesting Digital wallets International payments White-label cards Enjoy recurring payments that come in many shapes Simplify payments and improve long term brand loyalty with subscriptions On-demand recurring payments Unlike subscriptions, this type of recurring payments has no fixed schedule Installment payments Offer your clients the ability to split payment into multiple parts without extra cost Embedded finance for your scaling business When your online business is growing, you need flexible financial solutions reflecting your expanding needs. That’s what embedded finance is for – modular solutions that can be integrated into your interfaces via API. IBAN accounts for your business needs The convenient flows begin with IBAN accounts – they can be used by your business and personal clients, or your own business. Enjoy the speedy and seamless transactions by using it as a digital wallet or exchange, send and receive payments in multiple currencies . Smooth SEPA and SWIFT payments Scale your online business across the globe with vast payment possibilities. From lightning-fast SEPA Instant and euro-zone payments to global SWIFT and cross-border transactions in more than 80 currencies – we have your business needs covered. Ready to scale your platform? Payments for platforms FAQs What are payments for platforms? Payments for platforms refer to specialized financial infrastructures that allow marketplaces or SaaS providers to accept funds, manage multi-user accounts, and pay out to third parties. Unlike standard merchant accounts, these platform payment solutions handle the complex logic of splitting payments and routing funds between multiple stakeholders. Can I use my own branding with these platform payment solutions? Yes. Our infrastructure is built to be “invisible,” allowing you to embed IBAN issuance, digital wallets, and even white-label cards directly into your own interface via our API. This ensures your brand remains the primary touchpoint for your users. How does a platform payment solution handle cross-border trade? Our platform payment solutions include built-in multi-currency support for 80+ global currencies. This allows your platform to operate as a local player in various regions, accepting local payments and settling them in the currency that makes the most sense for your business or your merchants. Is compliance included with these payment solutions for platforms? Absolutely. ConnectPay is a licensed EMI, meaning we provide the regulatory umbrella for your platform. We handle the KYC, AML, and reporting requirements, allowing you to scale without needing to build your own massive internal compliance department. How do recurring payments work on platforms? We offer several types of automated billing, including fixed subscriptions, on-demand recurring payments for usage-based models, and installment plans. All of these can be managed through the same central dashboard or API used for your primary transactions. We’re ISO certified to keep your data safe. ISO/IEC 27001 and ISO 22301:2019 are some of the world’s most robust data security certification schemes. EU regulatory standards We’re authorized and regulated by the Central Bank of Lithuania, which is subject to the regulation of the European Central Bank. Enjoy peace of mind with our team always ready to support you. Latest articles KYC Requirements for Corporates: Documents and Compliance KYC requirements for corporates exist to verify exactly who … API Banking: What It Is, How It Works and Key Benefits API banking is the reason a budgeting app can … Automated Payments: How They Work, Types and Benefits Ever notice how your electricity bill just… gets paid, …